Warsaw real estate IN and Winona Lake real estate, home listings and homes for sale in Indiana, luxury lakefront properties, lake homes - Dick and Sue Cole, REALTORS® Dick and Sue Cole REALTORS(r) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes - NUMBER1EXPERTS™ Dick and Sue Cole NUMBER1EXPERTS(tm) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes

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Dick and Sue Cole, REALTOR®, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
On what famous American street can you find the most expensive retail space for rent anywhere in the world?

A 
Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot.
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Dick and Sue Cole, REALTOR®, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Dick and Sue Cole
The Cole Realty Group

2000 E. Center Street
Warsaw, Indiana 46580 ? 3703
574-268-1899
Toll Free: 866-282-2979
Fax: 866-212-0052
Email: coleteam@NUMBER1EXPERT.com

The Cole Team consists of six Real Estate Specialists who have assisted more than 1,000 buyers & sellers make successful moves. The Cole Team ranks in the top 3% of Real Estate Agents nationwide, and has been a Top Producer in Kosciusko County for years.

Equal Housing MLS REALTOR


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