Warsaw real estate IN and Winona Lake real estate, home listings and homes for sale in Indiana, luxury lakefront properties, lake homes - Dick and Sue Cole, REALTORS® Dick and Sue Cole REALTORS(r) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes - NUMBER1EXPERTS™ Dick and Sue Cole NUMBER1EXPERTS(tm) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes

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Dick and Sue Cole, REALTORŪ, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 268-1899 or 866.282.2979

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Dick and Sue Cole are two of the Top Selling Real Estate Experts™
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Our Special Offers: Warsaw and Winona Lake Indiana home buying, real estate listings, and homes for sale in Kosciusko                      County, IN
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Get Free Presentation On Our Home Marketing.

Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed. There is a vast range in skills, experience, and track records!

A "Listing Presentation" is an industry term for the formal presentation that a Realtor makes to prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! We would love the opportunity to make such a presentation to you.

We'll visit your home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how we would propose to sell your home, for as much as the market will bear, and within your time frame. We will tell you where we will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top Realtor that can extensively market your home online!

And you'll find out what your home is worth, too, because part of our presentation will include a CMA (Comparative Market Analysis) of your home. We'll compare your home to others like it that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home.

We make free presentations and prepare CMAs for prospective home sellers every day. We've literally done hundreds, and we know exactly what puts a big SOLD sign in your front yard.

We'd love the chance to make a presentation for you. It is totally free and without any obligation. Call us! Or fill out this form and we will get back to you quickly... 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which U.S. hotel has more fountains than any other hotel in the world?

A 
The Bellagio Hotel in Las Vegas, Nevada has more than 1,000 fountains embellishing an 11+ acre artificial lake.
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Dick and Sue Cole, REALTORŪ, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Dick and Sue Cole
The Cole Realty Group

2000 E. Center Street
Warsaw, Indiana 46580 ? 3703
574-268-1899
Toll Free: 866-282-2979
Fax: 866-212-0052
Email: coleteam@NUMBER1EXPERT.com

The Cole Team consists of six Real Estate Specialists who have assisted more than 1,000 buyers & sellers make successful moves. The Cole Team ranks in the top 3% of Real Estate Agents nationwide, and has been a Top Producer in Kosciusko County for years.

Equal Housing MLS REALTOR


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