Warsaw real estate IN and Winona Lake real estate, home listings and homes for sale in Indiana, luxury lakefront properties, lake homes - Dick and Sue Cole, REALTORS® Dick and Sue Cole REALTORS(r) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes - NUMBER1EXPERTS™ Dick and Sue Cole NUMBER1EXPERTS(tm) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes

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Dick and Sue Cole, REALTORŪ, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 268-1899 or 866.282.2979




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Resources: Warsaw and Winona Lake Indiana home buying, real estate listings, and homes for sale in Kosciusko                      County, IN
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Special Offers: Special offers for Warsaw and Winona Lake homeowners from Dick and Sue Cole, top Realtors
Affiliates: Dick and Sue Cole's real estate web site affiliates
eNewsletter: Dick and Sue Cole's Warsaw and Winona Lake newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Indiana, and United States
Market Conditions Report: Dick and Sue Cole's Warsaw and Winona Lake market conditions report.
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Warsaw and Winona Lake Indiana mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Indiana or buy your own Warsaw and Winona Lake house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Warsaw and Winona Lake mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Indiana real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Dick and Sue Cole anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Dick and Sue Cole's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Dick and Sue Cole's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Warsaw and Winona Lake property in Indiana, including legal terms definitions, and more



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Real Estate Tips
Buying Land and New Construction >How Easements Affect Your Land

It is extremely important to discover whether there are easements on undeveloped land you are thinking about buying. An easement is the legal right to use another person's land for a specific, acknowledged purpose. Easements can significantly affect your development and use of the property.

A typical easement might permit the use of a dirt fire road that cuts through both the neighbor's property and your land. The road provides access to both properties, and your neighbor has to drive through yours to get to his. The house you build has to be situated ten to fifteen feet away from this access road. If the road cuts through the middle of the lot, you might have difficulty finding room for the house you want to build.

Consult with your real estate agent, an attorney or a title researcher for accurate information about the easements. When making an offer on undeveloped land with an easement issue, be sure to include a contingency that you must approve of any existing easements, or the offer is null and void.

See All Tips In The "Buying Land and New Construction" Category >
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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Dick and Sue Cole, REALTORŪ, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Dick and Sue Cole
The Cole Realty Group

2000 E. Center Street
Warsaw, Indiana 46580 ? 3703
574-268-1899
Toll Free: 866-282-2979
Fax: 574-269-5557
Email: coleteam@NUMBER1EXPERT.com

The Cole Team consists of six Real Estate Specialists who have assisted more than 1,000 buyers & sellers make successful moves. The Cole Team ranks in the top 3% of Real Estate Agents nationwide, and has been a Top Producer in Kosciusko County for years.

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