Warsaw real estate IN and Winona Lake real estate, home listings and homes for sale in Indiana, luxury lakefront properties, lake homes - Dick and Sue Cole, REALTORS® Dick and Sue Cole REALTORS(r) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes - NUMBER1EXPERTS™ Dick and Sue Cole NUMBER1EXPERTS(tm) for Warsaw and Winona Lake, Indiana real estate, luxury lakefront properties, lake homes

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Dick and Sue Cole, REALTORŪ, real estate agents and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 268-1899 or 866.282.2979




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Dick and Sue Cole are two of the Top Selling Real Estate Experts™
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Guarantee: Warsaw and Winona Lake Indiana home buying, real estate listings, and homes for sale in Kosciusko                      County, IN
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The Cole Team Performance Guarantee

EASY EXIT LISTING

When your property is entrusted to the Cole Team and The Cole Realty Group, under an exclusive right to sell agreement for 180 days or more, Dick & Sue Cole assure you that we will:

  • Prepare a Comparative Market Analysis
  • Report market activity to you each week
  • Report all showing comments - agent & buyer's
  • Submit a Marketing Service Report each month
  • Feature your listing on ColeTeam.com & REALTOR.COM
  • Install Brochure Boxes & Property Brochures on-site.
  • Distribute Property Profile Graphics
  • Place your property in the Multiple Listing Service
  • Provide Home Hotline custom feature service
  • Place a yard sign within 1 day after MLS listing submitted
  • Provide information to affect a quicker sale

The Cole's are so certain that you will be satisfied with the service you receive that, if at any time during the listing period you think that we are not representing your best interests, you may notify our office in writing and your listing will be withdrawn - our Easy Exit Listing Guarantee.

Dick & Sue Cole, ABR
Team Real Estate Specialists

  • Top 1% ranking of real estate agents nationwide.
  • The Cole Team has assisted more than 700 Buyers & Sellers make a successful move.

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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
What criteria determines the hottest real estate markets?

A 
Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale.
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Dick and Sue Cole, REALTORŪ, real estate agentsss and broker for Warsaw and Winona Lake Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Dick and Sue Cole
The Cole Realty Group

2000 E. Center Street
Warsaw, Indiana 46580 ? 3703
574-268-1899
Toll Free: 866-282-2979
Fax: 574-269-5557
Email: coleteam@NUMBER1EXPERT.com

The Cole Team consists of six Real Estate Specialists who have assisted more than 1,000 buyers & sellers make successful moves. The Cole Team ranks in the top 3% of Real Estate Agents nationwide, and has been a Top Producer in Kosciusko County for years.

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