Dick and Sue
Cole
Meet the Cole
Team
A Team of Specialists - leading the entire county in listings
& sales. Innovative marketing combined with Teamwork & Technology
result in selling or listing a home every 2-½ days! Buyers and
Sellers achieve results in less time with less stress working with the area's
top producers - the Cole Team.
TEAM (tem') n. a
group of people working together in a coordinated effort
TEAMWORK (tem' wurk') n.
joint action by a group of people, in which individual goals are subordinated
to group unity and efficiency, coordinated effort.
Dick Cole,
ABR
Listing Specialist Lists, Sells and negotiates Real
Estate. Co-ordinates listings marketing, writes and negotiates all
contracts. Dick has negotiated hundreds of transactions and makes that
experience available to you. |
Fabiola
Holsclaw
Client Care Manager Provides Sellers and Buyers
routine updates throughout the entire selling or sale process. Coordinates
closings progress with Title Insurance Company, Surveyors, Inspectors and all
parties involved with each sale or listing transaction. |
Sue Cole,
ABR
Buyer Specialist Focuses entirely on finding the
perfect home for buyers. A lifelong resident of the area, she knows the market
and what the area has to offer. Sue is one of the 2% of agents nationwide
having earned the ABR designation, Accredited Buyers
Representative. |
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What private residence is considered the most expensive house ever built?
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| A |
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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See More Real Estate Trivia > |
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